Introduction:

Welcome to Commutor! By accessing or using our platform, you agree to these Terms of Service ("Terms"). These Terms govern your use of Commutor’s website, app, and services (“Services”). If you do not agree to these Terms, you must discontinue use immediately..

Definitions:

• User: Any individual using the platform to join or create communities
• Vendor: An individual or organization offering products or services via Commutor.
• Changemaker: A leader or organizer initiating a community or funding goal on the platform.

Eligibility:

• You must be at least 18 years old to register and use Commutor
• By creating an account, you confirm that all information provided is accurate and complete
• Commutor reserves the right to refuse service, suspend accounts, or terminate access for violations of these Terms or applicable laws

Services Offered:

• Users can:
  • Join or create communities.
  • Contribute to funding goals.
  • Interact with other users
• Vendors can:
  • List and sell goods or services to communities.
  • Manage customer interactions and transactions.
• Changemaker can:
  • Lead communities.
  • Create funding goals for initiatives.
  • Manage funds and oversee project outcomes.

Account Registration and Responsibilities:

• Account Creation:
  • You are responsible for safeguarding your account credentials
  • Sharing account details with others is prohibited
• Prohibited Activities:
  • Posting harmful, abusive, or illegal content
  • Misuse of funds or fraudulent activities
  • Spamming or unauthorized advertising
  • Violating any laws or regulations
• Compliance:
  • All Users, Vendors, and Changemakers must comply with local and international laws when using Commutor.

Fees and Payments:

• Certain features or services may require payment of fees. Users will be notified of applicable charges before incurring them
• Payment processing is managed by third-party providers, and Commutor does not store sensitive financial data.
• Refunds are subject to the terms outlined in individual service agreements or specific refund policies.

User Content:

• Ownership:You retain ownership of any content you upload, post, or share on Commutor.
• LicenseBy posting content, you grant Commutor a non-exclusive, royalty-free, worldwide license to use, display, modify, or distribute your content for service-related purposes
• RestrictionsYou must not post content that
  
  • Violates intellectual property rights
  • Contains defamatory or obscene material
  • Promotes illegal activities

Termination and Suspension:

• Commutor reserves the right to suspend or terminate accounts for

  • Violations of these Terms
  • Fraudulent or abusive behavior.
  • Legal compliance issues
• Users may terminate their accounts by contacting support at support@Commutor.com.

Limitation of Liability:

• Commutor is not liable for

  • Losses arising from misuse of funds or disputes between Users, Vendors, or Changemakers
  • Damages resulting from unauthorized access to your account
• To the maximum extent permitted by law, Commutor’s liability is limited to the fees paid by you for services in the 12 months preceding the incident.

Indemnification:

You agree to indemnify and hold harmless Commutor, its affiliates, and employees from claims, damages, or liabilities arising from your use of the platform or violation of these Terms.

Changes to Terms:

Commutor may update these Terms periodically. Changes will be notified via email or platform announcements. Continued use of the Services constitutes acceptance of the revised Terms.

Governing Law and Dispute Resolution:

• These Terms are governed by the laws of The Federal Republic of Nigeria
• Disputes will be resolved through arbitration in accordance with The Federal Republic of Nigeria

Contact Us:

For questions about these Terms, contact us at support@Commutor.com.